1. Buys “emotionally”, not based on technical reality
    Falls in love with the view, layout, yard, but fails to assess the condition of structures, roof, humidity, heating system, ventilation, electricity, water supply/sewage. Consequence – after purchase, “unexpected” problems arise, costing tens of thousands for repairs.
  2. Does not calculate the full monthly cost (not just the loan payment)
    Looks only at the bank payment, but forgets: heating, electricity, water, maintenance, insurance, chimney/boiler service, property maintenance, snow removal, alarm system, internet, future repairs. A house “consumes” the budget differently than an apartment.
  3. Does not evaluate the “daily life” of the location: transport, infrastructure, and neighborhood
    Distance “on the map” is not the same as real morning traffic jams, road condition in winter, lighting, noise, neighbors’ planned constructions, access for emergency services (ambulance/fire). Later it turns out that the house is good, but living in it is inconvenient.
  4. Does not perform legal and documentary verification before down payment/reservation
    Rushes to leave a down payment without checking: land plot purpose, easements, legalization of utilities, construction/reconstruction documents, registration status (completion), or if there are disputes, restrictions, discrepancies. Consequence – risk not only to money, but also to the possibility of obtaining financing.
  5. Does not negotiate or negotiates “incorrectly”
    Either does not negotiate at all (“I don’t want to lose it”), or negotiates aggressively without arguments. Correct negotiations are based on facts: market comparisons, defect estimates, document risks, term flexibility. Thousands are lost simply due to an incorrect strategy.